If your insurance company denied, delayed, or underpaid your claim — you don’t have to accept it. Grande Law puts a real attorney on your case from day one.
24/7 Direct Attorney Access ◆ 40+ Years of Combined Experience ◆ Licensed in FL, CO & IL
Years of Combined Experience
Clients Represented
Recovered Over the Last 10 Years
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Grande Law is a boutique criminal defense and personal injury law firm with offices in Miami, FL and Steamboat Springs, CO. Founded by managing partners Stacy Marczak-Grande and Danny Grande, they bring over 40 years of combined legal experience across criminal defense, family law, personal injury, civil litigation, and property damage claims.
What separates Grande Law from larger firms is straightforward: when you call, Danny or Stacy picks up. Not an AI, not an assistant, not a paralegal. That 24/7 direct attorney access is not a marketing line — it is how the firm operates every day.
You paid your premiums. You filed your claim. And now your insurance company is telling you they won’t pay — or they’ve offered a number that doesn’t come close to covering what you lost. That’s not the end of the road. That’s when you call a property damage claim lawyer.
A property damage claim is a formal request made to your insurance company to cover the cost of repairing or replacing property damaged, destroyed, or lost due to a covered event. That could be a hurricane tearing off your roof, a burst pipe flooding your floors, a fire gutting your kitchen, or hail punching through your siding.
When you file a claim, your insurer sends an adjuster to evaluate the damage and determine how much they’ll pay. That number is not always fair. Adjusters may undervalue repairs, cite policy exclusions, or deny claims outright on technicalities. Most policyholders don’t know they can push back — and insurance companies count on that.
An attorney reviews your policy language, challenges lowball estimates, documents your losses, and negotiates — or litigates — for a payout that actually reflects what you’re owed. In Florida, policyholders also have specific legal protections against bad faith insurance practices, and Grande Law knows how to use them.
Call Grande Law and speak with an attorney today — not a receptionist.
The steps you take right after damage happens can directly affect whether your claim gets paid and for how much.
Photograph and video the damage from multiple angles before anything is moved, cleaned, or repaired. Capture the full scope — wide shots of each affected area, close-ups of specific damage, and any visible structural issues. Time-stamp everything. This documentation is your baseline and your best evidence.
Report the damage to your insurer as soon as possible. Most policies require prompt notice after a loss. When you call, stick to the facts. Avoid making guesses about causes or costs, and do not give a recorded statement without speaking to an attorney first.
Most policies require you to take reasonable steps to prevent additional damage after a covered event. That might mean tarping a damaged roof, shutting off a leaking water line, or boarding up broken windows. Keep all receipts for emergency repairs — your insurer may reimburse these costs.
Your insurance company will send its own adjuster, but their estimate is not the final word. Get a written estimate from a licensed contractor or restoration professional. If the numbers differ significantly from what the insurer offers, that gap is exactly what a property damage lawyer can help you close.
Before you accept a settlement offer, sign a release, or agree to any terms with your insurer, talk to an attorney. Once you accept a settlement, recovering additional compensation becomes extremely difficult. Grande Law offers free consultations — there is no cost to get a second opinion before you commit.
Grande Law handles residential and commercial property damage claims across Florida and Colorado.
When an insurance company denies your claim, delays payment, or offers far less than your losses are worth, you may need to take them to court. Grande Law has represented individual homeowners, condominium associations, hotels, developers, and commercial entities in insurance recovery cases.
Living in South Florida means living with hurricane risk. When a storm damages your home or business, the last thing you should have to fight is your own insurance company. Grande Law helps policyholders navigate the most common hurricane insurance disputes.
Insurance policies are dense, adjuster tactics are calculated, and deadlines are unforgiving. Here is what you get when you work with Grande Law.
When you call Grande Law, Stacy or Danny picks up. Not a paralegal, not a receptionist, not an automated system. That direct access is available 24/7 and it does not change once your case is underway.
Many law firms settle because they have no real appetite for litigation. Grande Law is built for the courtroom. Insurance companies know the difference, and that changes how they negotiate.
Stacy Marczak-Grande and Danny Grande have handled hundreds of legal matters across criminal defense, civil litigation, personal injury, and property damage claims. That depth of experience informs every case strategy.
Grande Law is licensed to practice in multiple states, including federal courts. Whether your property is in Miami-Dade, the Florida Keys, the Roaring Fork Valley, or anywhere else we serve, you are covered.
Our track record speaks to the quality of our advocacy. We pursue claims aggressively and do not settle for less than what our clients deserve.
You can get a clear picture of your options before committing to anything. Contact us and we will walk through your situation honestly — no pressure, no meter running.
We pursue claims aggressively and do not settle for less than what our clients deserve.
Every property damage case is different. These results reflect the level of preparation and advocacy Grande Law brings to every matter.
Past results do not guarantee a similar outcome. Each case is unique and evaluated on its own facts and circumstances.
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Here is what to expect when you work with Grande Law on a property damage claim.
We start with a no-obligation conversation about your situation. Tell us what happened, what your insurer has said, and where things stand. We will tell you honestly whether we can help and what a realistic outcome looks like.
We pull your insurance policy and go through it line by line. We review your documentation, the adjuster’s report, any estimates or denials you have received, and the full history of communications with your insurer. If additional evidence is needed, we get it.
We submit a formal demand for full payment and negotiate with the insurance company directly. If they respond fairly, we work toward a resolution. If they do not, we file suit. As trial lawyers, we are fully equipped to litigate your claim in Florida or Colorado courts.
Once a settlement is reached or a verdict is obtained, we make sure you understand exactly what is covered and what you will receive. We handle the paperwork and closing documentation so you can focus on getting your property repaired and your life back on track.
Ready to find out what your claim is actually worth? Start with a free case review.
“Danny has been a Godsend. He’s a passionate attorney who was always on point and compassionately guided me through all stages of my case. I consider him more than my attorney, something closer to family. If you are in the market for an attorney, please do not hesitate to hire Danny and his staff. He is truly an amazing human being who runs an exceptional law firm.”
“All of my questions were answered in a manner that never made me feel stupid or like I was being an inconvenience. Grande Law thoroughly reviewed all the officer’s body cam videos and discovered irregularities and discrepancies that many attorneys may have glossed over. This attention to detail allowed me to keep my license and live a normal life. Thank you Grande Law!”
“I had a wonderful experience working with Grande Law. They’re always available when I had questions and took the time to explain everything clearly in a way I could understand. Their professionalism, dedication, and communication made the whole process much less stressful. I truly appreciated their support and would highly recommend them to anyone in need of legal assistance.”
Common questions about property damage claims and how Grande Law can help.
A property damage lawyer reviews your insurance policy, documents your losses, communicates with the insurer on your behalf, and pushes back when the company denies or underpays your claim. If negotiations stall, your attorney can take the case to court. The goal is to make sure you receive the full compensation your policy entitles you to — not just what the insurer decides to offer.
No. A denial is not the end of the road. Insurance companies deny claims for a range of reasons, and some of those reasons do not hold up under scrutiny. An attorney can review the denial letter, examine the policy language, and determine whether the insurer acted in bad faith or applied exclusions incorrectly. Florida law in particular gives policyholders the right to challenge bad faith insurance practices.
We handle residential and commercial property damage claims involving hurricane and windstorm damage, water damage, fire and smoke losses, hail damage, roof damage, mold resulting from covered losses, construction defects, broken pipes, and business interruption. If your insurer is involved and you believe the claim is being mishandled, we want to hear about it.
You may benefit from a legal review before you accept anything. Once you sign a settlement and release, recovering additional compensation becomes very difficult. If the offer seems low, if important damage appears to have been overlooked, or if you are unsure how the number was calculated, an attorney can evaluate the offer and advise you before you commit.
Timelines vary depending on the complexity of the damage, how cooperative the insurance company is, and whether litigation becomes necessary. Straightforward claims with clear documentation can resolve in weeks. Contested claims that go to litigation take longer. Having an attorney involved typically moves things faster — insurers respond differently when they know legal counsel is on the other side.
Yes. We have offices in Miami, FL and Steamboat Springs, CO and we are licensed to practice in both states, as well as Illinois and federal courts. Whether your property is in South Florida, along the Front Range, or in the mountain communities of Colorado, Grande Law can represent you.
Insurance companies count on policyholders not pushing back. When you have an attorney who knows your policy, documents your losses, and is willing to go to court, the conversation changes. Grande Law has recovered $50M+ for clients across Florida and Colorado.
Your information stays confidential.
Grande Law serves clients across Florida and Colorado. Reach out to the office nearest to you, or contact us online and we will connect you with the right attorney.
941 Lincoln Ave Suite 200-E1-F, Steamboat Springs, CO 80487